About

Have you ever wondered what it felt like to be financially free? To be truly free of having to work the 9 to 5 grind, not having to punch into a clock for 8 plus hours a day?  Well that is what this blog is all about, financial independence.

I’m Josh a 30 something who’s passion is helping people become financially independent.  I believe that becoming financially free, helps you to do do exactly what God put you on this earth to do.  Now, I’m not saying that you can’t do what your called to do, while working a 9 to 5, or even while in debt.  I believe that being strapped to a job, or saddled with debt, can severly hinder those plans.

Financial independence starts with getting your personal finances in order.

Enjoy your steps to financial freedom!

Saving money is about controlling your money—deciding where it goes before you get it. You don’t have to live paycheck to paycheck anymore. Whether you are in debt to credit card bills, high car payments, or just looking for some simple advice on personal finance, you’ll find here.

Josh has helped many people get out of debt, including me, a good friend. Josh helped me to develop the tools that I already had in order to get out of debt. He helped me get out of debt in less than 5 months—something I was unable to do on my own as I tried for 20 years.

You don’t have to be rich to be able to pay your bills. You just need Josh’s simple budgeting system and advice.

Josh started his financial coaching program in 2008, beginning with him and his wife Meghan. You see, at one point, Josh was not financially free. And this caused fights between him and Meghan. The number one reason for divorces are finances, and Josh refused to go down that road as just another statistic. Sick and tired of bills and car and college payments, Josh decided to start with a simple system. He simply started living within his means. It wasn’t an easy road for him to take, but the results were powerful, not only for his finances, but also for his relationship. Josh and Meghan used a system that works and he’s happy to pass that system onto you through his blogs.

Enjoy your steps to financial freedom!